Purchase
What happens between planning a home purchase and getting the keys.
Learn moreOntario mortgage brokerage
Your mortgage, handled properly.
Buying, renewing or refinancing? Understand your mortgage options, ask questions before you apply, or continue directly to our secure online application.
Licensed Ontario brokersTalk to licensed mortgage professionals who work for you, not the lender
More lenders, one applicationWe compare options from banks, credit unions and other lenders
Your information stays privateDetailed financial and identity details stay inside our secure application
Common mortgage goals
Where would you like to begin?
Start with the topic that matches where you are today. It is general information — your rate and your approval depend on your full picture.
Refinance
Change your mortgage’s amount, term or structure — and know the costs first.
Learn moreRenewals
Your renewal letter is not your only option. Here is what is worth comparing.
Learn moreFirst-time buyers
A step-by-step look at your first purchase, from budget to keys.
Learn moreInvestment properties
Investment mortgages work differently from a principal residence.
Learn moreNot ready to apply yet? Start with a conversation about your mortgage options.
Explore the Mortgage Readiness ReviewHow it works
A simple path to your mortgage
Ask us anything first — you will not need documents until you are ready. When you are, we move you into a secure application and stay with you from there.
Choose your topic
Review information about purchases, refinancing, renewals, first homes or investment properties.
Contact Keeper Financial
Share your name, contact details and a short note about what you need.
Continue securely
Continue in our secure application, where your financial, credit and identity details belong.
Review the next step
A mortgage professional can explain the process after the required information is available.
Why Keeper Financial
Mortgage advice built around your options
We work for you, not the lender.
More lenders to compare
When you work with one financial institution, you generally see only that institution’s mortgage products. We review options from multiple lenders, which may include banks, credit unions, monoline lenders, trust companies and alternative lenders where appropriate.
Guidance, not guarantees
No mortgage broker can guarantee approval, a specific rate, or that every borrower will qualify. What we can do is help you understand your position, prepare a stronger application and compare the options that may fit.
Local, modern and secure
Keeper Financial combines local Ontario mortgage guidance with a modern online experience: start online, share information securely, and work with a licensed mortgage professional who can explain your options clearly.
Work with one person
Choose the agent you’d rather work with.
See who works in your area, then start with the person you pick.
Find an AgentMortgage agent careers in Ontario
Build your mortgage business. Keep more control.
Explore a Keeper career with competitive compensation, autonomy, lead opportunities and hands-on brokerage support.
Explore careers at Keeper
Ready when you are
Ask a question, book a mortgage readiness conversation, or start your application when you’re ready.