How investment financing can differ
Generally different from a residence
- Minimum down payments are often higher
- Qualification may consider projected rental income within set limits
- Rates and fees can differ
- Lender guidelines vary
Financing an investment property
Investment mortgages work differently from a principal residence. Here is what matters before you commit.
What to prepare
- Property type and location
- Expected rents
- Your existing property portfolio
- Your financing goals
Separate advice
Tax, accounting or legal advice is often appropriate and is separate from a mortgage review.
Why work with a broker
Mortgage guidance built around your options
A mortgage broker can help you review available options from multiple lenders, understand lender requirements, and compare solutions based on your goals, income, credit profile, down payment, property type, and long-term plans.
No broker can guarantee approval, a specific rate, or that every borrower will qualify. The goal is to help you understand your options before you commit.
Read more about working with a brokerWorth thinking about
- The intended use of the property and your general timeline
- Questions to prepare for the mortgage application
- Whether separate tax, accounting or legal advice may be appropriate
Protect sensitive information
Keep sensitive details in the secure application.
Email or call us for anything general. Please do not send financial documents, identity records, credit information or debt details — we collect those securely in the application.
See how the process worksChoose your next step
Ask a question, or start your application.